Let's see ... I have a high school diploma, a vocational degree, an associates degree, a bachelors degree, and I'm nine weeks away from completing a masters degree. Guess what? I'm stuck in a crappy low-paying job. I'm trying to get into something better but right now 1 out of every 3 people are unemployed or underemployed and competition for anything good is fierce. So until things start to turn around people are stuck where they are and just happy to have a job in the first place.